Benefits Of A Student Loan Essay - 1055 Words

Half way through first semester of grad school and one should be concerned only with grades and papers but finances are also important due to owning a home, multiple books that were needed for classes and everyday living. Fortunately, my part time job offered to pay for my schooling and reimbursement for my books. The downside to accepting the offer was I had to quit my full time job and fully commit to the life of a full time grad student of Social Work with a paid internship. Decreasing my bills as much as possible and changing my lifestyle, I still needed financial help and saw no other option but to apply for a student loan. I currently have an undergrad student loan as well. When I graduate with my MSW I will be $26,000 in debt. A plan of ways to save money needs to begin as soon as possible and now is a fine time to start researching student debt relief. When The Health Care and Education Reconciliation Act of 2010 was signed by President Obama it reformed part of the Direct Loan Program bringing about the name The Obama Student Loan Forgiveness Program also known as William D. Ford Direct Loan program. President Obama made changes such as: the federal government would no longer give up subsidies to private lending institutions for federally backed loans, borrowers of new loans starting in 2014 will qualify to make payments based on 10% of their discretionary income, new borrowers would also be eligible for students loan forgiveness after 20 years insteadShow MoreRelatedBenefits Of A Student Loan Debt991 Words   |  4 PagesWhen a student finally graduates from college there is this excitement that comes to you. You finally graduated and now can apply the things you have learned in the job or career you plan on. Unfortunately, it’s not that simple, many graduating student finds themselves in hug student loan debt. The numb ers are staggering: more than $1.2 trillion in outstanding student loan debt, 40 million borrowers, an average balance of $29,000. Men and women laboring under student debt are postponing marriageRead MoreStudent Loan Debt On College Students887 Words   |  4 PagesStudent Loan Debt on College Students Student loans are becoming more and more of a problem for college students all across the United States. As college tuition has significantly increased over the past years, it has become extremely common for most college students to finance their education through student loans. Tuition has become so expensive that it is almost unheard of for a student to pay for their tuition out of pocket or by working for their education part time. As the result ofRead MoreStudent Loan Program Should Not Be Paid781 Words   |  4 PagesPresident Barack Obama s budget last month sparked growing concerns that student loan forgiveness - specifically for graduate school student debt - will cost taxpayers much more than originally estimated. As the Student Loan Ranger discussed previously, the president s budget shows a shortfall of approximately $21 billion for the federal student loan programs, in large part due to a projection of more borrowers taking advantage of loan forgiveness after making 10 to 25 years of income-based payments. AccordingRead MoreBenefits Of Borrowing Money While At The Same Time Should You Borrow993 Words   |  4 Pagesborrowing for higher education whether the funds come from family or student loans its always an issue of is there enough money for expenses while attending college. There are benefits of borrowing money while at the same time should you borrow. Students use loans for various reasons, but for some loans are just a financial burden. This article is researched on twelve students from a community college. All the students had taken out loans for school purposes as well as personal purposes, but in all realityRead MoreEducation Is Crucial If One Were To Be Successful In Life.1309 Words   |  6 Pagesstruggling to pay their student loans. Students who try to further their education have had this issue for ongoing years. Not only does a student try to acquire as much knowledge as one can, but it is not a guarantee that once a student graduates from college, that he or she will have an occupation. This all factors into how it has become strenuous for students to pay their student loans when tuition fees are excessive instead of being affordable for each student. Therefore, student loans should be forgivenRead MoreStudent Loan Is The Most Powerful Weapon1302 Words   |  6 Pagesso powerful, conventional weapons break down, fail, and can be taken while knowledge cannot be. Sadly student loan debts are increasing at an alarming rate. The days of working all summer or part-time throughout the school year in order to pay tuition are long gone and private student loans are the only viable answer for many students aspiring for a professional career. I believe that student loan forgiveness is an issue of the utmost importance in regards to making education more accessible and affordableRead MoreThe United States Should Adopt Income Based Loans Now Essay1469 Words   |  6 Pages A college student in today’s society obtains a high amount of debt from all the necessary loans taken out to pay for the expensive cost of a college education. For those who do have a high paying job after college or are in generally lower salary careers, these debts become lifelong companions because they are unable to pay them back with their incomes. It is proposed that income-contingent loans will help people paying back student loans to pay them back at a rate in which is based on how muchRead MoreCSR Program P roposal for Columbia Bank1238 Words   |  5 PagesColumbia Bank with a focus on student loan debt in our community. This CSR program could be implemented in addition to the community and customer events currently arranged on the branch level. Columbia Bank, and the local communities we serve, would greatly benefit from offering a CSR program that focuses on educating high school students, college students, parents and any potential borrower on the long-term implications of excessive student loan debt. Student Loan Debt and Our Community The firstRead MoreStudents Should Start Planning For College At The Beginning Of High School1443 Words   |  6 Pagesresult of, the amount the government puts in (Student Loan Quotes, 2015). The average student leaves college with an average of $35,000 of debt. With this debt, students have to put off major life decisions such as starting a family or buying a house, for the reason that their debt has accumulated from their college years (Protective). Parent’s advocacy and smart money planning in earlier years, students could overcome the amount of college debt. Students should start planning for college at the beginningRead MoreFinding The Lowest Student Loans Consolidation Program1536 Words   |  7 PagesFinding the lowest student loans consolidation program is very important as this will decide your financial future. You should take this process very seriously and find out ways to search for the loan consolidation program that imposes lowest charges and interest rates. This will not only save you a lot of money but also help you lead a better life where you can pay attention to other necessities and luxuries of your life too. When a person is deep down in debt he does not think anything else unless

Maltese Falcon Free Essays

The Maltese Falcon by Dashiell Hammett is a thrilling movie full of twists and turns and deceits. Each character wants the Maltese falcon for the rewards it will bring. Almost everyone is a villain in some way or another. We will write a custom essay sample on Maltese Falcon or any similar topic only for you Order Now I will start with Sam Spade. He is the hero of the story, but I would say he is more of an anti-hero. He plays by his own rules. He is tough and a bit hard-nosed. He doesn’t seem to be upset that his partner is dead. I feel that he knew Brigid killed his partner from day one, but for some reason he didn’t let on until the end. Knowing this he still put up with her lies and melodrama. He obviously isn’t a man of scruples as he was having an affair with his partner’s wife. At the end I wonder did he love Brigid as he claims or was he just playing with her? I’m also left wondering was he redeeming his character by turning Brigid over to the police or was he saving his own skin? I like his character but I’m not entirely sure about his motives at all points in the movie. I’m not sure how much I would trust him. Dashiell Hammett has constructed Sam Spade in a way so the protagonist has become a feature of the book, rather than merely a medium for the transfer of clue and information in this novel. The reader is given the chance to venture in Spades mind and inner thoughts, Hammett cleverly allows Spade to expression his values, fears and opinions to the respondent and in turn allowing them to associate, trust and relate to him. In bringing the reader closer to the protagonist Hammett has subliminally lured the reader closer to the crime, the suspects and the victims and ultimately dragged them deeper into the noir world in which Sam Spade resides. Sam Spade, the detective-protagonist is aware that his best efforts are ultimately futile, to the extent that the corrupt urban environment will inevitably undercut and outlast his heroic attempts to see justice done, this sense of Spade wanting to achieve greater justice implies to the reader that Spade is essentially good and is resistant to the hostile world which he had devoted his life to combating. Raymond Chandler labels Hammetts character of Spade as a â€Å"cynical, tough individual who maintains his code of honour in a world tarnished by deception and betrayal at all levels of society† In â€Å"The Maltese Falcon† Spade is described as the â€Å"blond Satan. † Whilst his objective and inner good is clear to the readers, other characters struggle to see Spade in his true light, and describe him as a â€Å"wild and unpredictable†¦ How to cite Maltese Falcon, Papers

Feminism applied to the great gatsby free essay sample

Feminism was recognized in the early 1600s, but it really played in affect in the late 1700s and early 1800s. Most of feminism is based on the ways in which literature reinforces or undermines the economic, political, social, and psychological oppression of women. Feminist theories are based on the assertion of male supremacy. The theory of feminism is sought to emphasize the negative depiction of women within literature. Throughout the different types of literature, feminism is present. In the novel The Great Gatsby, written by F. Scott Fitzgerald feminism plays a big role within two supposedly happily married couples. Feminism was introduced in the nineteenth century, but a more organized one was introduced in 1848 by Elizabeth Cady Stanton and friends. It was a convention to discuss social, civil, and religious condition and rights of women at Seneca Falls. During this time there were many different beliefs. Some believed women deserved the right to vote due to their maternal virtues, while others believed women and men were equal in endowments. We will write a custom essay sample on Feminism applied to the great gatsby or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page One of their major accomplishments during this time was the passing of the 19th amendment, which gave women the right to vote. Elizabeth and her friends weren’t the only contributors to the women’s suffrage movement there was others. Mary Wollstonecraft, Susan B. Anthony, Victoria Woodhull, Frederick Douglas, and Ida B. Wells were also major contributors to the women’s suffrage. Mary Wollstonecraft has been given the honor of being called â€Å"first feminist† or â€Å"mother of feminism. † She’s considered a liberal feminist because of her approach. Liberal feminism is more of an individualistic form of feminism theory. It primarily focuses on a woman’s ability to maintain their equality through their own actions and choices. In the late 1960s and early 1970s they were building on more equal necessary working conditions in America during WWII. The National Organization for Women (NOW) formed in 1966 to cohere feminist political activism. Prominent feminists like Betty Friedan formed the NOW. This group was made up of predominately of older white, college-educated women. In 1963 Betty Friedan published the book The Feminine Mystique. Her book describes the dissatisfaction and depression among American housewives. This documented emotional and intellectual oppression that middle-class women were experiencing because of their limited life options. In 1964 a Civil Rights Act was passed prohibiting employment discrimination based on sex as well as race and religion. In The Great Gatsby, Fitzgerald presents three different women in a vilifying manner. Daisy is weak and carless, Jordan is dishonest and haughty, and Myrtle is just unfaithful. Throughout this book all three of these women go through a lot of changes. Nick described Jordan as incurably dishonest. Nick’s concerning the dishonesty in Jordan depicts the way in which throughout the novel, women’s flaws are almost absolved. It also supports that women do not have the same moral values as men because they are inferior it is therefore not their fault. Jordan Baker plays the role of Daisy’s friend in this novel. She is a big time competitive golf player. Nick Carraway is Daisy cousin, and he becomes romantically in love with Daisy. She’s cynical, boyish, and self-centered, but amongst all of this she’s beautiful.